PLANO, TX — February 5, 2026
Card One today announced the rollout of an updated payment security framework designed to strengthen transaction protection for businesses across its payment ecosystem. The update incorporates artificial intelligence based monitoring, secure data tokenization, and end-to-end transaction encryption.
Under the updated framework, cardholder data is not transmitted or stored in its original form during transactions. Instead, payment details are converted into encrypted tokens that are unusable outside the authorized transaction environment. Transaction data is encrypted throughout the payment lifecycle, from initiation to settlement, in accordance with industry security practices.
The platform’s AI-based monitoring tools are designed to analyze transaction activity for irregular patterns and potential fraud indicators in real time. According to the company, the system adapts over time by evaluating historical transaction behavior, allowing it to refine risk detection as transaction volume increases.
“These enhancements are focused on strengthening transaction integrity while maintaining operational efficiency for merchants,” said Alex Hemmat, Board Member and Consultant at Card One. “The goal is to provide security controls that align with evolving payment risks without disrupting the customer experience.”
The updated security features support both e-commerce and in-person payment environments and integrate with Card One’s existing infrastructure, including virtual terminals and online checkout solutions. Merchants can adopt the enhanced security framework without replacing their current payment systems, according to the company.
Card One stated that the security updates are intended to help merchants reduce exposure to fraud-related risks and support compliance efforts within regulated payment environments.
About Card One
Card One provides payment processing services, merchant solutions, and secure payment gateway technology to businesses across the United States. The company supports multiple industries, including retail, e-commerce, hospitality, restaurants, healthcare providers, medical practices, and hospital systems.
Last modified: February 6, 2026
